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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

Absent an extension of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including IOLTAs) will no longer receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000 for each deposit insurance ownership category.
 
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html 

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