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What You Need to Know About the Heartbleed Bug

The media has reported vulnerability within the security of many websites. The vulnerability is known as the “Heartbleed” bug or OpenSSL Technology affecting the security of encrypted data such as login credentials, bank card information, emails and other personal information. The Heartbleed bug ultimately allows hackers to decrypt the memory of a server using a widely-used version of OpenSSL and obtain sensitive information, oversee communications and impersonate services and users.

Is my CapitalMark Online Banking account safe?

Yes! CapitalMark’s Online Banking platforms use an unaffected version of OpenSSL and have not been affected by the security vulnerability. Additionally, CapitalMark uses added security layers to protect sensitive account information and login credentials. As always, consumers are protected from unauthorized transactions should their accounts be compromised .

What sites are affected?

Many websites – including social media, retail sites and even government sites – use the affected version of OpenSSL software and are subsequently vulnerable to the bug. Sites using the impacted version of OpenSSL are likely to be vulnerable until the website operator fixes the bug and users change their passwords. Sites vulnerable to the bug were not necessarily exploited.

How can I tell if a site I visit is safe?

Many websites will publish information about the effect of the Heartbleed bug for visitors. If in doubt, contact the company and inquire about the safety of their website. As a best practice, change your passwords frequently for maximum account protection.

Have I been affected?

The Heartbleed bug leaves no traces that data has been exploited. You have most likely been directly or indirectly affected.

How can I protect myself?

Once affected websites deploy a new version of OpenSSL to fix the problem, users will need to update login information and create new passwords. Passwords created before the fix are not protected from the bug. Beware of phishing emails that may exploit the Heartbleed bug and prompt you to change usernames and passwords through a suspicious link. Below are reminders to protect your online presence at all times.

·         Change your passwords frequently.
·         Use difficult passwords (passwords that contain at least 8 characters including uppercase and lowercase letters, numbers and special characters).
·         Store passwords securely and do not share them with anyone.
·         Check bank statements and monitor accounts regularly for unauthorized or fraudulent activity.

Contact your Banker Team if you have further questions or concerns about the security of your bank accounts or the effects of the Heartbleed bug.

Microsoft Discontinuing Security Updates for Windows XP Operating System

Effective April of 2014, Microsoft will no longer be supporting Windows XP with security updates, making Windows XP operating systems more susceptible to security breaches and viruses. We strongly encourage all Online Banking Windows XP users to upgrade their operating systems, especially to access Online Banking.

 For the safety and security of your online banking sessions, always use the latest version of your Internet browser and continue to update regularly as new versions become available.

Mortgage Originator Yvonne Cummings Moves to CapitalMark

Knoxville, Tennessee – March 15, 2014 – CapitalMark Bank & Trust announces the addition of Yvonne Cummings as Mortgage Loan Originator in the Knoxville and Oak Ridge markets. Cummings is a 16-year veteran as a mortgage loan officer and consultant most recently working with a regional financial institution. She has earned corporate recognition from previous employers as a top producer and customer loyalty expert.
 

Read more: Mortgage Originator Yvonne Cummings Moves to CapitalMark

CapitalMark Earns 11th Consecutive 5-Star Rating

Chattanooga, Tennessee – February 27, 2014 – CapitalMark Bank & Trust earned a 5-Star rating for its strength, stability and overall performance as a financial institution by BauerFinancial. BauerFinancial is an independent rating and research firm out of Coral Gables, Florida, that analyzes the performance of U.S. banks and credit unions. Using key metrics such as capital quality, asset quality and profitability, BauerFinancial only awards 5-Star ratings to institutions it identifies as the strongest in the nation. This quarter marks the 11th consecutive quarter that CapitalMark has been awarded a 5-Star Superior Rating by BauerFinancial.

Read more: CapitalMark Earns 11th Consecutive 5-Star Rating

Capitalmark reports 73% increase in q4 earnings

Chattanooga, Tennessee – January 24, 2014 – CapitalMark Bank & Trust today reported year-end performance with net income of $5.81 million. For the quarter, net income was $2.15 million, representing an increase of 72.9% over the fourth quarter 2012.

Read more: CapitalMark Reports 73% Increase in Q4 Earnings

Target In-Store Data Breach

Target reported Wednesday (12/18/2013) that payment card information of approximately 40 million customers has been breached from transactions that occurred in stores November 27th to December 15th.

Read more: Target In-Store Data Breach

Safety Tips for Holiday Online Shopping

cmbt online shopping

With the holidays quickly approaching, it’s tempting to shop online to avoid the crowds and search for better cyber deals. However, online shopping can be risky if not exercised with caution. To avoid the risk of identity theft and compromised purchasing cards associated with online shopping, it’s important to follow these tips to shop safely online.

Read more: Safety Tips for Online Holiday Shopping

CapitalMark Names Cleveland Board

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Cleveland, Tennessee – October 25, 2013 – CapitalMark Bank & Trust is establishing a local board in Cleveland, Tennessee. The advisory board consists of 6 local professionals from various industries who will meet periodically to discuss new ideas and collaboratively strategize for future growth in the Cleveland market.

Read more: CapitalMark Names Cleveland Board

CapitalMark Revenue Increases 15% Driven by Strong Loan Growth

Chattanooga, Tennessee October 24, 2013 – CapitalMark Bank & Trust today announced earnings for the third quarter of 2013. The company reported net income of $1.2 million and earnings per diluted share of $0.16. These results reflect year-over-year top-line revenue growth of 15.2% and loan growth of 27.6% when compared to the same period last year.

Read more: CapitalMark Revenue Increases 15% Driven by Strong Loan Growth

CapitalMark Awarded Highest Rating for Strength & Stability

Chattanooga, Tennessee – October 18, 2013 – CapitalMark Bank & Trust was once again awarded a 5-Star Superior Rating for strength, stability and soundness by independent rating and research firm BauerFinancial. Measuring performance in areas of capital, asset quality and profitability, BauerFinancial only awards 5-Star ratings to banks that are considered to be the strongest in the nation.

Read more: CapitalMark Awarded Highest Rating for Strength & Stability

CapitalMark Reports $1.5MM Quarter Profit

Chattanooga, Tennessee – July 23, 2013 – CapitalMark Bank & Trust today reported earnings of $1.5 million for the second quarter ended June 30, 2013.
 
“We’re pleased to report 18 consecutive quarters of positive earnings despite heightened regulatory pressures and a slow growth economy. CapitalMark delivered strong quarterly revenue and gross loan growth, ultimately bolstering our core earnings capacity and increasing the long-term value of the company.” said R. Craig Holley, CapitalMark’s Chairman, President and CEO.

Read more: CapitalMark Reports $1.5MM Quarter Profit

News

April 11, 2014

CapitalMark Unaffected by Heartbleed Bug

April 01, 2014

Microsoft Discontinuing Security Updates for Windows XP Operating System

March 15, 2014

Mortgage Originator Yvonne Cummings Moves to CapitalMark