423 756 7878

423 478 6540

865 329 3500

Oak Ridge
865 481 7800

Hours of Operation
Monday – Friday
8:30 am – 5:00 pm  



James W. Atkinson

James Atkinson

James W. Atkinson is a graduate of Sanford Central High School in Sanford, North Carolina and attended the University of North Carolina-Chapel Hill on a baseball scholarship. His team finished third in the College World Series in 1978, and he was voted Baseball Player of the Year in the ACC in 1979. In 1979, Mr. Atkinson was drafted by the Kansas City Royals and played in their minor league organization until 1983. In 1983, he went to work for Imperial Spinning Mills, a yarn manufacturing company based in Sanford, North Carolina, as a new accounts representative for Tennessee, Kentucky, Georgia and Alabama. In 1987, he worked for North Carolina National Bank in Charlotte in the funds management department in the area of bonds sales, servicing community banks through the southeastern United States. While employed at NCNB, he earned his Series 7 brokerage license. In 1989, he and other partners formed Pioneer Yarn Mills where he handled sales in Tennessee, Kentucky, Georgia, Alabama and Canada, continuing to work for Pioneer until its sale to Unifi, Inc., a textile company based in Greensboro, North Carolina in 1993. He continued to work for Unifi in sales until 1997 when he left to start Frontier Spinning Mills with a group of managing partners. Frontier Spinning Mills, based in Sanford, North Carolina, is one of the world's largest producers of spun yarns for the knitting and weaving industries. Today, Mr. Atkinson owns System4 of Middle Tennessee, a commercial cleaning company founded in 2007. The company is now servicing more than 100 businesses in the Chattanooga, Nashville, and Huntsville areas. In addition to overseeing operations for System4 of Middle Tennessee, Jim and his wife Kelly opened Merch, a women's clothing boutique on the North shore of Chattanooga, with the vision of providing a variety of quality, affordable clothing to women.

Charles E. Brock  

Charlie BrockCharles E. Brock is President and Chief Executive Officer of Launch Tennessee, a state-wide initiative to harness innovation, capital and the entrepreneurial spirit to make Tennessee the best place in the Southeast to start a business. He was formerly the Managing Partner of FourBridges Capital Advisors, a middle-market investment bank based in Chattanooga that serves clients throughout the Southeast. He has also served as the Executive Entrepreneur of CoLab, whose mission is to support entrepreneurs in the SE TN region. Additionally, Charlie is a founding partner of Chattanooga Renaissance Fund, Chattanooga's first angel capital group committed to helping fund and mentor startup companies in the region.

In 1998, he helped start Foxmark Media, growing it into one of the nation's leading mall advertising companies, operating in over 35 markets. As the company's CEO and largest shareholder, he structured three rounds of private financing before selling the company in 2006 to Australian based EYE Corp, one of the world's leading out-of-home media companies. Prior to starting Foxmark, he held marketing and sales positions with Brock Candy Company and its successor, Brach and Brock Confections. Mr. Brock has commercial banking experience as a loan officer with SunTrust Bank. Mr. Brock is an active member of the Nashville chapter of the Entrepreneurs Organization, a worldwide network of over 9,000 business owners. Charlie serves on the board of the Boys & Girls Club, Outreach Haiti, and as Endowment Chair at Good Shepherd Church. Mr. Brock has a B.A. from the University of the South, where he is a former member of the Board of Trustees. Charlie holds a Series 7 and Series 63 license, and is also a Series 24 Registered Securities Principal.

 Patsy Hazlewood

Patsy Hazelwood

Patsy Hazlewood serves as the Tennessee State Representative for District 27. She previously served as the Regional Director for the Tennessee Department of Economics and Community Development. Prior to that, Ms. Hazlewood was a senior executive with over thirty years’ experience with BellSouth and AT&T. She earned her Bachelor of Science degree in mathematics from Middle Tennessee State University in Murfreesboro, Tennessee, and has completed a 720-hour academic program in Strategic Professional Development at Georgia Tech University and the University of Alabama at Birmingham, designed to develop emerging leaders within the BellSouth corporate structure, focusing on advanced managerial and technical expertise. In 1999, Ms. Hazlewood was named Chattanooga Area Manager of the Year and was recognized as one of Ten Women of Distinction by the Chattanooga Lung Association. In 2001, she chaired the United Way Campaign in Chattanooga, and in 2001 and 2002, she served as chair of the Chattanooga Chamber of Commerce where she played a key role in raising nine million dollars for the current economic development effort. From 2000-2002, she chaired the board of directors of the Greater Chattanooga Area Sports Committee and was president of the board of the Better Business Bureau from 1999-2000. She chaired the “Star Night” fund raiser for the Siskin Foundation in 2000, raising record revenues, and was president of the Urban League Board from 1997-1998. From 1997-2000, she was a member of the River Valley Partners Board and from 1995-1996, a member of the Chancellor’s Roundtable for the University of Tennessee at Chattanooga. In 2005, Ms. Hazlewood was the honoree for the Chattanooga Better Business Bureau Golf Tournament, received the Chattanooga Junior League’s Community Service Award and was recognized as the 2012 Tennessee Woman of Distinction. She currently serves on the boards of the Chattanooga Chamber of Commerce, Friends of the Festival and A Bible in the Schools. She is vice-president of The Speech and Hearing Center and chair of the Community Foundation of Greater Chattanooga. Ms. Hazlewood is the mayor’s appointee to the Enterprise Board where she chairs the Personnel Committee and the legislative delegation appointee to the Stadium Corporation board where she also serves on the Friends of Finley campaign. She is the past president of the Chattanooga downtown Rotary Club (the first female president in its 98-year history) and a former board member of United Way of Greater Chattanooga. Ms. Hazlewood is a former Deacon for Signal Mountain Presbyterian Church where she currently serves as an Elder and Trustee.


R. Craig Holley -  Chairman, President and Chief Executive Officer

craig holley

Mr. Holley is Chairman, President and Chief Executive Officer of CapitalMark Bank & Trust. Mr. Holley earned his Bachelor of Science degree in Economics at Auburn University in Auburn, Alabama in 1979, and is a 1987 graduate of the School of Banking of the South at Louisiana State University. In 1998, he successfully completed Georgia State University’s Management Development Program at the Center for Executive Education in Atlanta, Georgia; and is a 2002 graduate of the Center of Creative Leadership in Greensboro, North Carolina. Prior to founding CapitalMark, Mr. Holley worked for over 25 years with AmSouth Bank, serving as regional president for the bank’s southeast Tennessee/North Georgia area. He is a member of the boards of directors of the Nashville Branch of the Federal Reserve Bank of Atlanta and Siskin Children’s Institute. He is vice chairman of the Hunter Museum of American Art and past chair of the Chattanooga Economic Development Council . In addition, Mr. Holley serves on the FIS national CEO Strategic Planning Advisory Council.

Mr. Holley is a past member of the University of Tennessee at Chattanooga College of Business Advisory Board and of the Chancellor’s Roundtable. He has served on the boards of directors of the Chattanooga Area Chamber of Commerce, United Way of Greater Chattanooga, ArtsBuild, Girls Preparatory School, Ochs Center for Metropolitan Studies, Chattanooga Neighborhood Enterprise, T.C. Thompson Children’s Hospital Foundation, Tennessee River Gorge Trust, Cherokee Area Council of the Boy Scouts of America, First Things First, and the YMCA of Metropolitan Chattanooga.

Robert T. Johnston

Robert JohnsonRobert T. Johnston, a Chattanooga resident, manages personal and family investments. He is the managing director of Johnston Southern Co, LLC and is a private trustee of the Tucker Foundation, Inc. Mr. Johnston is vice president of Blue Star Properties and an officer of MetalTek International. He is a director of the Land Trust of Tennessee as well as the Nature Conservancy. Mr. Johnston attended the University of Tennessee at Chattanooga and St. Andrews School, in Sewanee Tennessee. 



Karen G. Kruesi  

Candy Kruesi

Karen G. ("Candy") Kruesi is a community volunteer, having retired after 45+ years of working as a professional communications and fundraising consultant for national and local agencies and private profit and not-for-profit corporations in fields such as: housing and urban development, social research, visual arts, performing arts, manufacturing, and land preservation. Ms. Kruesi's community activities include serving on the boards of the Public Education Foundation, the AIM Center, Mark Making, and the Hunter Museum of American Art. She currently chairs the advisory board of String Theory, and in the past, chaired the Boards of the College Access Center, the Chattanooga Symphony and Opera Association, MakeWork, The AIM Center, and Mark Making. Previously, she served on the Board of Directors of the Chattanooga Chamber of Commerce, The Community Foundation of Greater Chattanooga, the Women's Fund, the Animal Care Trust, Friends of Moccasin Bend National Park, The Chattanooga Theater Center, and The Girls Club. Nationally, she served on the National Education Consortium of the Getty Institute for Art in Los Angeles, CA, the advisory board of the National Symphony Orchestra in DC, and the Board of Directors of the National Housing Conference in DC. Ms. Kruesi was a member of Region III Mental Health Planning Council. She is a recipient of the Allied Arts Bravo Award for Fundraising in the Arts, a National Communicator Award of Distinction, the AIM Life Achievement Award in Mental Health, and was a nominee for the 2005 Jefferson Award. In 1999, Ms. Kruesi was recognized as a Chattanooga Woman of Distinction. She was recently elected as a Fellow in the Royal Society of the Arts.


Harshad Shah

Harshad Shah

Harshad Shah completed his undergraduate studies in India earning his B.Sc. degree, with distinction. Mr. Shah completed further education in Chicago, Illinois, obtaining a degree from Northeastern Illinois University. Mr. Shah worked for Owens Corning for five years and for three years in the research and development department of Union Carbide's Glad plastics group in Chicago. Mr. Shah moved to Chattanooga in 1982 to work as R&D manager for a plastics firm in Dalton Georgia. In 1984, Mr. Shah purchased a testing company's equipment and built a successful testing and consulting business. In 1986 he formed a plastics manufacturing company, Hamilton Plastics, with a group of investors to manufacture an innovative bag product. In 1990, Mr. Shah built a state of the art manufacturing facility winning a design award. Today the company sits in a 200,000 square foot plant on 20 acres. Hamilton Plastics manufactures products for high tech markets. In 1993, Hamilton Plastics branched to a west coast plant in Phoenix, Arizona. In 2003, Mr. Shah was a finalist for the Kruesi Award for Spirit of Innovation. In 2005, Hamilton Plastics was recognized as the Small Business of the Year by the Chattanooga Area Chamber of Commerce, and in 2006, Mr. Shah was a semi-finalist for the American Business Ethics award. In 2008 Mr. Shah was awarded The Chattanooga Manager Of the Year. In 2009 he won the Torch Award presented by Better Business Beaureau. In 2011 Mr Shah was inducted in the Entrepreneurs Hall Of Fame at UTC. In 1990 Mr Shah formed a group to start developing lodging business. He is President and one of the founding partners of 3H Group which operates and manages premier franchise hotels such as Marriott and Intercontinental Hotels. Mr. Shah has served on several boards in the Chattanooga community, including the boards of AmSouth Bank, Chattanooga Chamber, Allied Arts, Baylor School, Community Foundation, YMCA Youth Foundation, Chattanooga State College, and GSET, an association of Indian origin members. Mr. Shah is also an active member of Chattanooga Downtown Rotary Club.

Grady P. Williams - Independent Lead Director

Grady WilliamsGrady P. Williams, a certified public accountant, currently in private practice, has practiced accounting in Chattanooga since 1957. He was a partner for almost 40 years in the regional accounting firm of Hazlett, Lewis & Bieter. He earned his Bachelor of Science degree in accounting from Tennessee Technological University in Cookeville where he was named the Tennessee Tech Outstanding Business Alumnus in 1990. Mr. Williams served his country for two years in the United States Army as a paratrooper, infantry officer. He was honorably discharged at the rank of Captain. He served as president of the Tennessee Society of Certified Public Accountants and served for 15 years on the Tennessee State Board of Accountancy. He has served as a member of council and committee member of the American Institute of Certified Public Accountants. In 1992, Mr. Williams received the TSCPA Public Service Award. In the Chattanooga community, Mr. Williams has served on numerous boards and other civic organizations, including the chairmanship of the United Way campaign; the United Way Board; the American Heart Walk; the HCA Parkridge Hospital board; and as president of the Rotary Club of Chattanooga. He has been a member of the boards of Allied Arts, the American Diabetes Association, the American Heart Association, the Chattanooga Little Theatre, the Community Research Council, the Fortwood Center, the Manker Patten Tennis Club, the Mountain City Club, and the Tennessee River Gorge Trust. In 1999, he was named the Leadership Fund Raiser of the Year by the National Society of Fund Raising Executives. He received the Distinguished Service Award in 2008. This award is given by the Kiwanis Club of Chattanooga in recognition of outstanding leadership and service to the community. In 2010, he was named the Chattanooga Area Manager of the Year. Mr. Williams serves on the University of Chattanooga Foundation Board, Chattanooga State Foundation Board, on the Executive Advisory Board for the School of Business at the University of Tennessee at Chattanooga, and on the Advisory Board for the School of Business at Tennessee Technological University. He is an elder at Signal Mountain Presbyterian Church. Mr. Williams is an Organizer of the Bank and a member of its Board of Directors. He serves as the Lead Independent Director, chairing the Audit committee and is also a member of the Executive/Loan and Trust committees.









July 24, 2015

Shareholders Approve Combination with Pinnacle Bank

July 16, 2015

PNFP and CMBT Extend Election Time

July 16, 2015

CapitalMark Posts $2.7 Million Record Profit; Surpasses $1 Billion Total Assets