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R. Ryan Murphy Named Executive Vice President

R. Ryan MurphyChattanooga, TN - August 16, 2006 - R. Ryan Murphy has joined CapitalMark Bank & Trust (In Organization). Murphy will serve as Executive Vice President.

“We are extremely pleased to add Ryan to our executive team,” said R. Craig Holley, president and chief executive officer of CapitalMark Bank & Trust (In Organization). “Ryan brings with him extensive experience in banking and a proven record of building banking relationships with Hamilton County businesses and consumers.”

With over 24 years of banking experience, Mr. Murphy most recently was the Regional President for FSG Bank. Prior to that, he was the commercial division head for AmSouth Bank’s southeast Tennessee/north Georgia operation.

Mr. Murphy is a graduate of the Graduate School of Banking of the South, at Louisiana State University, and holds a Bachelor of Science degree in Corporate Finance and Investment Management from the University of Alabama.

About CapitalMark Bank & Trust

CapitalMark Bank & Trust (In Organization) is a new bank based in Chattanooga, TN, that will offer a full range of commercial banking products and services to the Hamilton County community. The bank projects a first quarter, 2007 opening date with its main office located at 801 Broad Street. The organizational office is located at Republic Centre, 633 Chestnut Street, Suite 640. In addition to Holley, bank organizers include Grady Williams, CPA; Joe Prebul, Prebul Auto Group; Charlie Brock, Foxmark Media; Harshad Shah, Hamilton Plastics; Patsy Hazlewood, BellSouth executive; Candy Kruesi, real estate developer and community volunteer; and Jim Atkinson, Frontier Spinning Mills partner. Mailing address is P.O. Box 671, Chattanooga, TN 37401. For additional information or to purchase stock, please contact R. Craig Holley at (423) 756-7878. Offering Circular and Subscription Agreement are available at www.capitalmark.com.

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